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Cover-ups are a summer necessity for every woman who owns a swimsuit. For one, cover-ups are more fashionable than wrapping a towel around you. Cover-ups functions as instant looks as well. Great transition pieces from the beach to an early evening luau or a seaside soiree. A few points to consider when shopping for a cover up:

• Mix it up. Try not to match your cover-up with your swimsuit. Pattern or print suit, opt for plain, solid cover-up and vice-versa. By doing so, your look becomes visually pleasing. Not to busy and not to blah.
• Flattering. Don't take cover-ups literally. Choose one that accentuates your body. Look for a sexy yet chic silhouette. Avoid mumus!
• Priced just right. If it is priced over $200.00, that's a bit to much. Try to stay under a $100.00. Juicy Couture offers fabulous cover-ups under $100.00 But if you have the budget for a designer cover-up, there are Marc by Marc Jacobs pieces that are priced under $200.00!
• Comfort. Look for lightweight fabrics that breath.
• Style. Wear one that makes you feel and look good. Because at the end of the day that is what counts!
  

Saks is having its Shoe & Handbag event where you get rewarded for shopping shoes and handbags from top designer brands like Gucci, Yves Saint Laurent and Dior. Now that's what I call a 'Win-Win' situation. And if you're to take advantage of this spend some and get some event, I recommend this Gucci Tattoo Heart Slingback, Gucci 'Pelham' Shoulder Bag and Yves Saint Laurent 'Lola' Satin Slides. Have fun Shopping! Event ends November 3rd.

Coinciding with this fabulous event is the Denim Sale, enjoy a 30% discount on Rock & Republic, 7 for All Mankind and True Religion jeans. (l) Rock & Republic Jeans $141.40 (r) True Religion Skinny Jeans $120.40

(l) Marc Jacobs Tank Top $78.90. (r) Milly Silk Blouse $143.90. And that's not all! Get discounts of up to 40% on designer apparel, shoes and accessories.

Personally, I have to give Saks kudos for these smart and fabulous sales... until I get my credit card statement. Here are some of picks from Saks.

Lace is a key trend this coming fall season and I'm personally loving this trend. Often seen on evening wear, lingerie and bridal gowns, this fall lace is front and center. Top designer brands like Prada, Robert Rodriguez and Nanette Lapore transformed the delicate fabric into chic, elegant and classy fashion. Prada really utilized lace for fall. With Ad campaigns featuring supermodel Linda Evnagelista wearing to die for lace jackets, skirts and handbags adorned with lace Prada Pizzo S Women's Bowler Bag $1,995.00 Neiman Marcus

Prada Ad campaign for Fall 2008 with supermodel Linda Evangelista.

One 'smart' advice though, it's not necessary to wear lace from head to toe. Lace does have a somewhat formal feel to it so dress it down by wearing separates. Like this Nanette Lapore top, classy and elegant that can be worn under a jacket, perfect for work. For a more casual chic look, try this geometric top by Robert Rodriguez paired with your favorite jeans. And if you're attending a fabulous soiree, be daring with bright colors like this sophisticated Clover lace pencil dress by Milly.And of course, don't forget the shoes! Be careful not to look like you're wearing bridal shoes. Shop for shoes because the design is chic and trendy and not because they are made with lace. If lace is not your cup of tea but you still want to incorporate lace with your look, opt for subtle accessories like this belt by Alessandro Dell'Acqua that can we worn practically with any look. Happy Fall Everyone!